Variable rate
The interest rate can change. Ask our team via live chat for the current rate.
Credit
Borrow against your portfolio
Use the investments in your account as collateral for a credit line provided directly by us, for trading or other needs.
Open an accountThere are risks associated with investing.
Borrowing against investments carries extra risk. If your portfolio falls in value, positions may be closed automatically, which can lock in losses. Ask our team via live chat for current rates and limits.
Why use Credit
The amount you can borrow depends on the value of your portfolio.
- Borrow against the investments you already hold
- Keep your investments while you access cash
- Credit provided directly by us, with no third-party bank
Credit-financed investing increases your risk. If your collateral falls in value, positions may be closed automatically.
Good to know
Collateral
Your investments secure the credit. If their value falls, the amount you can borrow falls too.
Automatic close-out
If your borrowing goes above the allowed limit, positions are closed automatically to bring it back within limits.
Help when you need it
Review your credit line with our team via live chat at any time during support hours.
Apply in a few steps
Step 1: Open an account
Register online and get verified, usually the same day.
Step 2: Apply for credit
Contact our team to apply. The amount available depends on your portfolio.
Step 3: Use your credit
Once approved, use the funds for trading or other needs.
Frequently asked questions
How much can I borrow?
That depends on the value and type of the investments in your account. Ask our team via live chat for the limit that applies to you.
What happens if the value of my investments falls?
If your borrowing goes above the allowed limit, positions in your account are closed automatically to bring it back within limits. This can lock in losses.
Who provides the credit?
We lend to you directly. No third-party bank is involved.
There are risks associated with investing. The value of your investment may fall or rise. Losses of the capital invested may occur. Past performance, simulations or forecasts are not a reliable indicator of future performance. Please refer to our risk information.